Crutial Information You Have To Know About Temporary Auto Insurance

By Austin Ryder

So you just pulled out of the auto lot in your sweet new ride. You put down the top of your convertible, turn the radio up, and take her out for a nice long ride. You don't actually care about car insurance; you just know the wind in your hair actually feels great. After all , your sales rep announced you have coverage for your car thru the loan company till you get your own. Why waste time bartering with insurer's brokers?

What you may not understand is that many of those loan corporations will only have physical damage protection on the auto so they get paid if you wreck the automobile. It does not carry the mandatory liability insurance that just about every state needs on a registered vehicle. It might not replace your auto, it might not cover repairable damage, and it might not even cover repairs for no-fault loss like storm breakage.

And what if you accidentally hit another car? It's much easier to get into an accident with an unfamiliar vehicle as you don't have the feel for the braking system and suspension system yet. Should that occur without proper liability protection you'll be paying out of pocket for all hospital costs, hospital and doctor bills, lost salary, discomfort and suffering suits, and you'll have to pay for your own legal representation. Additionally, you will also be responsible for all damage for the other

person's car.

As if that is not sufficiently bad to, you may get fined or have your license suspended by the state for driving without culpability protection. You don't need to finish up without a license, without an automobile, and your wages being docked for someone's trauma room visit.

You'd be far better off taking the additional 20 minutes to talk to an agent and find the proper protection for your requirements. You wouldn't need to lose your shirt just because you did not make the effort to get a correct auto insurance quote.

About the Author:

Grab The Post URL

HTML link code:
BB (forum) link code:

1 Response to "Crutial Information You Have To Know About Temporary Auto Insurance"